Financial Freedom, Lifestyle

It’s that glorious time of year when bank accounts catch a glimmer of hope and lump sums give our balances a boost. This magical time, full of false security and dreams of lavish living, is also known as “tax refund season.” While some of us may owe money, most people will see a nice little […]

Financial Freedom

It’s that glorious time of year when bank accounts catch a glimmer of hope and lump sums give our balances a boost. This magical time, full of false security and dreams of lavish living, is also known as “tax refund season.” While some of us may owe money, most people will see a nice little […]

Today’s Tip: Keep your spending and saving accounts SEPARATE! When you see it, you’re more likely to spend it and if your savings and checking accounts are at the same bank, it’s easy to just transfer money that you would have otherwise saved. You know the old saying, “Out of sight, out of mind.” Resist the temptation […]

Thinking about and planning for retirement and retirement income when you are still finding your place in the workforce can be quite difficult. Some of…

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Here’s Why ONLY Saving Won’t Help You Retire Did you know that four out of five black households have no retirement savings? Financial guru Deborah Owens says it was…

We’re three days into the new year, how are your resolutions coming along? This year’s top resolutions are to “lose weight,” “get organized,” and “spend…

When it comes to saving for the future, women, African-Americans and Latinos in general had fallen behind before the recession hit.