credit score

Paying your bills on time seems like a no-brainer but you wouldn’t believe the millions of Americans who are negatively impacted by late fees. With the average late fee around 30 dollars, it can be costly to go past your due date. First off, you should list the due dates of your bills. Next, schedule […]

Credit scoring is an imperfect science. In essence, it’s about estimating how likely someone is to pay back money borrowed based on their history of doing…

Credit problems disproportionately affect African Americans for a variety of reasons — historically lower incomes, higher unemployment, being hit especially hard hit by the subprime…